Credit Asset Management

Services for the distressed market, including banks, funds and investors, covering scouting, analysis and management of NPE/UTP portfolios and single-name exposures backed by real estate collateral.

Credit Asset Management focuses on the management and value enhancement of NPE and UTP portfolios and/or single-name exposures, mainly backed by real estate collateral, integrating valuation advisory, technical and financial expertise. The service supports banks, asset management companies and institutional investors, as well as club deals, in scouting, analysis, pricing and management activities through to the sale of the underlying assets. It also supports insolvency proceedings across all assessment, valuation, management and market placement phases, within an operating context marked by increasing complexity and the need to integrate real estate expertise, dedicated financial tools and advanced technology platforms. 

Our services 

  • NPE/UTP Asset Management 
  • SME structured finance / restructuring 
  • Public guarantee management and subsidized finance 
  • End-to-end support for insolvency proceedings 
  • Data Intelligence and IT Services 
  • Distressed Assets Advisory
  • Global Services for repossessed asset auctions and ex-leasing assets 
  • NPE/UTP Special Servicer 
  • Auction Facilitation and BOV 
  • Transaction Management 

Our approach 

The service is based on the integration of technical, valuation and financial expertise applied to the management of distressed transactions. The approach combines real estate capabilities with advanced financial tools, supporting investors, banks and funds in the management and value enhancement of the underlying assets through to exit. Activities are oriented towards integrated portfolio management and value creation, also through support for structured finance transactions. 

Frequently Asked Questions

 

 

 

What is meant by Credit Asset Management in the distressed market?

Credit Asset Management consists of the management and value enhancement of distressed credit portfolios, particularly NPEs, UTPs and single-name exposures backed by real estate collateral. The service integrates technical, valuation and financial expertise to support the management of the underlying assets and credit recovery-related activities. 

What is the role of real estate assets in secured NPE portfolios?

In secured NPE portfolios, real estate assets are the main form of collateral. Their management and value enhancement are an integral part of the Credit Asset Management process, through activities that combine technical analysis, valuation, support for financial transactions and exit solutions. 

Who uses Credit Asset Management services?

The services are mainly addressed to banks, investment funds and institutional investors that manage, sell or acquire credit portfolios or single distressed exposures, as well as to insolvency proceedings requiring dedicated support throughout the process. The service supports these stakeholders in analysis, due diligence, operational management and credit value enhancement, including market placement, in contexts characterized by technical and financial complexity. 

How does Credit Asset Management integrate with financial tools?

The service integrates real estate asset management with advanced financial tools, including advisory activities and support for structured finance transactions. This makes it possible to combine real estate and finance, improving credit management and value enhancement. 

Does the service cover the entire credit management cycle?

Credit Asset Management applies to the main phases of credit management, including analysis, management and value enhancement of the underlying assets. The integrated approach enables coordinated management between the real estate component and the financial component. 

What is the link between Credit Asset Management and integrated asset management?

The service forms part of the broader field of real estate asset management and value enhancement, integrating technical, digital and financial expertise. This approach supports the coordinated management of assets and the related credit positions. 

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RINA Prime